Financial planning
Advice that brings your super, investments, insurance and retirement together, from qualified financial advisers who work side by side with your accountant.
What we cover
When you can retire, how much income your money can provide, and how to draw it tax-effectively.
Contributions, consolidation, investment options and whether an SMSF suits you.
A long-term investment strategy matched to your goals and risk profile, with every assumption explained.
Life, TPD, trauma and income protection cover sized to what your family would actually need.
Buying a home, starting a family, changing careers or selling a business: advice for the stage you are in.
Regular reviews to keep your plan on track as your life, the rules and markets change.
Is this for you
How it works
We get to know you, your goals and your concerns.
We gather your details and complete your risk profile.
You receive a Statement of Advice with our recommendations and fees.
We put the plan in place and review it with you regularly.
Advice should fit your life, your tax position and your structure. Because our accountants and advisers work side by side, your plan is checked from both angles.
Panbo Ye, CFP®, FCPA, leads your advice and is responsible for your Statement of Advice.
Researches options, models scenarios and prepares your advice documents.
Checks the tax effect of the strategy, so the advice and your tax return agree.
Keeps everything moving, from paperwork to your annual review.
A no-cost conversation about your goals, so we can both see whether we can add value.
You complete our online Discovery fact find and risk profile, then we meet to understand your situation in depth.
We research options and model scenarios, such as contributions, retirement income and investment mix.
Our accountants check the tax effect of the strategy before it reaches you.
We present your written advice and walk you through it. The advice fee is payable when we present it.
If you go ahead, we put the strategy in place after you sign your authority to proceed.
Reviews and monitoring of your plan, consultations whenever you need us, your personal tax return prepared and lodged, and an annual insurance review, with your consent renewed every year.
Keep exploring
Book a first meeting with our team at our Chatswood office or online, in English or Mandarin. Or call us on 1300 913 929.
Financial advice is provided by Everglow Wealth Pty Ltd (trading as Everglow Prosperity), Corporate Authorised Representative No. 1254987 of PGW Financial Services Pty Ltd (AFSL 384713). Please read our Financial Services Guide before acting. Consider whether this information is right for you and seek personal advice before making a decision. General information only. It does not take into account your objectives, financial situation or needs.
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