# Everglow Prosperity

> Everglow Prosperity (璀璨盛世) is an integrated Australian accounting, tax, audit, financial planning and lending firm with its head office in Chatswood, Sydney, and satellite offices in Adelaide and Shanghai, serving individuals, families, business owners, doctors and medical practices, not-for-profits, fund managers and property developers across Australia, in English and Chinese (Mandarin). Founded and led by Panbo Ye, CFP®, FCPA, SMSF Specialist Advisor™.

Not to be confused with EVERGLOW, the K-pop group.

## Key facts

- Head office: Suite 1802, Level 18, Tower A, Zenith Centre, 821 Pacific Highway, Chatswood NSW 2067, Australia
- Satellite offices: Adelaide (South Australia) and Shanghai (China)
- Visiting: park in the building's Secure Parking car park (entry 6 McIntosh Street, level P3), take the Tower A lift to level 18, Suite 1802; about 5 minutes' walk from Chatswood Station
- Phone: 1300 913 929 · Email: contact@everglow.au · Bookings: https://calendly.com/d/dv73-phv-6sx/free-30-min-consultation-tax-accounting-wealth
- Languages: English and Chinese (Mandarin)
- Founder: Panbo Ye — CFP® professional, Fellow of CPA Australia (FCPA), SMSF Specialist Advisor™, registered tax agent, MBA, Master of Finance. Profile: https://everglow.au/panbo-ye-author-profile/ · FAAA: https://faaa.au/find-a-planner/panbo-ye-cfp361102/
- CPD Home Certified Learning Provider (2026): CPD course for doctors, "Tax and Business Structures for Australian Doctors: From Intern to Practice Owner": https://mycpd.cpdhome.org.au/catalogue/tax-and-business-structures-for-australian-doctors-from-intern-to-practice-owner
- Financial advice: Everglow Wealth Pty Ltd, Corporate Authorised Representative No. 1254987 of PGW Financial Services Pty Ltd (AFSL 384713)
- Tax advice: Everglow Accounting Pty Ltd (ABN 88 127 171 386) and Kam & Beadman Pty Ltd. Liability limited by a scheme approved under Professional Standards Legislation
- Credit: Everglow Capital Pty Ltd (ACL 544654)
- Giving back: a portion of profits supports Everglow Foundation (https://everglowfoundation.org.au/)

## Who we help

- [Doctors and medical practices](https://everglow.au/professionals/): contractor GPs and specialists, service and facilities agreements, Medicare billing and MBS items 965/967, PIP/WIP/BBPIP, pathology collection centre leases, payroll tax, super and PSI
- [Business owners](https://everglow.au/everglow-prosperity-path-to-prosperity-business/): Division 7A, trusts and section 100A, small business CGT concessions, Payday Super, cash flow and finance
- [Not-for-profits and charities](https://everglow.au/prosperity-path-to-prosperity-not-for-profit/): ACNC reporting, audits, DGR, FBT salary packaging, reserves investment
- [Fund managers and AFSL holders](https://everglow.au/everglow-prosperity-path-to-prosperity-afsl/): RG 166 financial requirements, breach reporting, DDO, AMIT/MIT tax, audits
- [Property developers](https://everglow.au/prosperity-path-to-prosperity-property-developer/): revenue vs capital, GST margin scheme, foreign surcharges, funding and structures
- [Migrants and overseas Chinese](https://everglow.au/international-tax-migrants/): tax residency, foreign income, China 2026 tax changes
- [Families and individuals at every life stage](https://everglow.au/lifestage-financial-planning/)

## Services

- [All services](https://everglow.au/services/)
- [Small business accounting and tax](https://everglow.au/small-business-accounting-tax/)
- [Business advisory](https://everglow.au/business-advisory/)
- [Superannuation and SMSF](https://everglow.au/superannuation-smsf/)
- [Property finance and property tax](https://everglow.au/property-finance-property-tax/)
- [Aged care financial planning](https://everglow.au/aged-care-financial-planning/)
- [Wills and estate planning](https://everglow.au/wills-and-estate-planning/)
- [Fees, with published prices for every service](https://everglow.au/fees/)
- [Accounting fit finder: indicative accounting, BAS, bookkeeping and payroll fees, and an outsourcing versus in-house cost comparison](https://everglow.au/fees/#estimate)
- [Financial advice fee estimate: indicative advice fees and the free 1-hour discovery session](https://everglow.au/financial-advice-fee-estimate/)

## How we advise

- [Investment philosophy and honest risk profiling](https://everglow.au/investment-philosophy/)
- [Insurance philosophy](https://everglow.au/insurance-philosophy/)
- [How we invest and protect your money](https://everglow.au/how-we-protect-your-money/)
- [Why choose us](https://everglow.au/why-choose-us/)
- [Our team and expertise](https://everglow.au/expertise-and-team/)
- [Editorial policy](https://everglow.au/editorial-policy/)

## Free planning tools (Australian 2026–27 rules, assumptions shown)

- [All planning tools](https://everglow.au/planning-tools/)
- [Retirement Pathfinder](https://everglow.au/retirement-pathfinder/)
- [Retirement income goal calculator](https://everglow.au/retirement-income-goal-calculator/)
- [Risk profile questionnaire](https://everglow.au/risk-profile-questionnaire/)
- [Income tax calculator 2026–27](https://everglow.au/income-tax-calculator-2026-27/)
- [Super contributions calculator 2026–27](https://everglow.au/super-contributions-calculator/)
- [Home loan repayment calculator](https://everglow.au/home-loan-repayment-calculator/)
- [Life insurance needs calculator](https://everglow.au/life-insurance-needs-calculator/)

## Plain-English guides and checklists

- [All free guides, checklists and comparisons](https://everglow.au/guides-and-checklists/)
- [Tax and super key dates 2026–27](https://everglow.au/tax-super-key-dates/)
- [Payroll tax for medical practices by state](https://everglow.au/payroll-tax-medical-practices/)
- [Sole trader, partnership, company or trust? Pros and cons](https://everglow.au/sole-trader-company-or-trust/)
- [SMSF vs industry or retail super fund](https://everglow.au/smsf-vs-industry-or-retail-fund/)
- [Pay off the mortgage, add to super or invest?](https://everglow.au/pay-off-mortgage-super-or-invest/)
- [GP service and facilities agreement checklist (PDF)](https://everglow.au/gp-service-agreement-checklist/)
- [End of financial year checklist 2026–27 (PDF)](https://everglow.au/eofy-checklist/)

## Working with us

- [Your first meeting and how we work](https://everglow.au/your-first-meeting/)
- [Chatswood head office](https://everglow.au/chatswood-accountant-financial-planner/)
- [Adelaide office, with partner firm Topment Partners (193 Anzac Highway, Plympton SA 5038, (08) 8490 9770)](https://everglow.au/adelaide-accountant-financial-planner/)
- [Our team](https://everglow.au/expertise-and-team/): Panbo Ye (Founder), Daniel Au (Business Development & Client Relationship Manager), Robert Kam (Company Auditor, CA), Nigel Beadman (Senior Consultant, CA), Penny Chen (Practice Manager, CA), Shu Sang (Financial Planning Manager), plus a wider team of CA, CPA and CFA® qualified staff
- [Complaints and Financial Services Guide](https://everglow.au/complaints/)
- [Referral partners](https://everglow.au/referral-partners/)

## Research and guides

- [Federal Budget 2026–27 review](https://everglow.au/budget-2026-27-review/)
- [China's 2026 tax changes for overseas Chinese (white paper)](https://everglow.au/china-tax-2026-overseas-chinese/)
- [AI and the trusted adviser (white paper)](https://everglow.au/ai-and-the-trusted-adviser/)
- [Australian tax guide](https://everglow.au/australian-tax-guide/)
- [Frequently asked questions](https://everglow.au/frequently-asked-questions/)
- [All articles](https://everglow.au/resources-and-articles/)

## 中文页面 (Chinese)

- [中文首页](https://everglow.au/zh/)
- [服务](https://everglow.au/zh-services/)
- [医生及医疗专业人士](https://everglow.au/zh-professionals/)
- [企业主](https://everglow.au/zh-business/)
- [中国企业落地澳洲](https://everglow.au/zh-china-business-australia/)
- [规划工具](https://everglow.au/zh-planning-tools/)
- [常见问题](https://everglow.au/zh-faq/)
- [联系我们](https://everglow.au/zh-contact-us/)
- [指南、清单与工具](https://everglow.au/zh-guides-and-checklists/)
- [Chatswood 总部及来访指南](https://everglow.au/zh-chatswood-accountant-financial-planner/)
- [阿德莱德办公室](https://everglow.au/zh-adelaide-accountant-financial-planner/)
- [首次会面及工作方式](https://everglow.au/zh-your-first-meeting/)
- [2026–27 税务与养老金重要日期](https://everglow.au/zh-tax-super-key-dates/)
- [各州医疗诊所工资税](https://everglow.au/zh-payroll-tax-medical-practices/)
- [个体经营、公司还是信托？客观比较](https://everglow.au/zh-sole-trader-company-or-trust/)
- [SMSF 与行业或零售基金比较](https://everglow.au/zh-smsf-vs-industry-or-retail-fund/)
- [还房贷、存养老金还是投资？](https://everglow.au/zh-pay-off-mortgage-super-or-invest/)
- [全科医生服务与设施协议清单（PDF）](https://everglow.au/zh-gp-service-agreement-checklist/)
- [2026–27 财年末清单（PDF）](https://everglow.au/zh-eofy-checklist/)
- [投诉及金融服务指南](https://everglow.au/zh-complaints/)
- [转介合作伙伴](https://everglow.au/zh-referral-partners/)

## Contact

- [Contact us](https://everglow.au/contact-us/)
- [Book a call](https://calendly.com/d/dv73-phv-6sx/free-30-min-consultation-tax-accounting-wealth)

## Important

All content is general information only and does not take into account anyone's objectives, financial situation or needs. See [Disclosures](https://everglow.au/disclosures/).